Stoping being financially f*cked

The Money Truth Bomb: Why You're Financially F*cked (And How to Fix It)

Most people are completely f*cked up about money.

That's not an opinion. That's a fact.

You see it everywhere:

- Wage slaves drowning in debt

- "Investors" gambling on meme stocks

- People chasing get-rich-quick schemes

Here's the truth nobody wants to tell you:

The entire financial system is designed to keep you poor and ignorant.

In this letter, we're going to unf*ck your money situation by covering:

- The REAL rules of the money game

- How to build true wealth (hint: it's not what you think)

- Securing your financial future in a world of chaos

Get ready. This isn't going to be comfortable.

But comfort is what got you here in the first place.

The Financial Matrix You're Trapped In

Face it: You've been lied to your entire life about money.

School taught you to be a good little worker bee.

Media bombards you with consumerist propaganda.

Banks and corporations feed off your financial ignorance.

You think you're free?

WAKE UP.

You're a slave to a system designed to extract every last cent from your pocket.

I've seen it all:

- "Successful" executives one paycheck away from broke

- Retirees watching their life savings evaporate

- Young people resigning themselves to a lifetime of debt

It's time to swallow the red pill and see the truth.

The Money Mindset Shift

Here's your first tough pill to swallow:

Your money problems are YOUR fault.

Not the government's. Not your boss's. Not the economy's.

YOURS.

Why? Because you've accepted a scarcity's mindset about money.

You believe:

- Money is scarce

- Wealth is for other people

- Financial security means don't play your money to work.

BULLSH*T.

Let's reprogram your mind:

1. Money is abundant. There's no shortage of wealth in the world.

2. Anyone can build wealth. Yes, even you.

3. TRUE security comes from financial intelligence, not a "safe" job.

This shift isn't just feel-good nonsense. It's the foundation of everything that follows.

Until you internalize these truths, you'll keep sabotaging yourself.

The Wealth-Building Framework They Don't Want You to Know

Now that your mind is right, let's talk strategy.

Forget what you've been told about building wealth. It's all a smokescreen.

Here are the REAL principles:

1. Income Multiplication

- Your job will never make you rich

- Create multiple income streams

- Learn to leverage other people's time and money

2. Value Creation

- Stop trading time for money

- Develop rare and valuable skills

- Build assets that generate passive income

3. Strategic Positioning

- Understand macroeconomic trends

- Position yourself to benefit from inevitable changes

- Be anti-fragile in a fragile world

Let's break these down.

Income Multiplication

Your 9-5 job is financial suicide. Period.

Even if you're making six figures, you're still a wage slave.

Here's what you need to do:

1. Start a side hustle. TODAY. No excuses.

2. Learn a high-income skill (copywriting, public speaking, critical thinking, coding, sales)

3. Invest in cash-flowing assets (stocks, real estate, online businesses)

The goal? Replace your salary with passive income.

It won't happen overnight. But every dollar of passive income is a step towards true freedom.

Each dollar is a soldier of your small army for good. Your peace of mind and time freedom.

Value Creation

Stop thinking like an employee. Start thinking like an owner.

Ask yourself:

- How can I scale that value?

- What unique value can I provide?

- What problems can I solve for others?

This isn't about working harder. It's about working smarter.

Examples:

- Build a personal brand and monetize your expertise

- Create a product that solves a common problem

- Develop intellectual property you can license

Remember: The market rewards value, not career vanity.

Strategic Positioning

This is where you separate yourself from the herd.

Most people are financial sheep, waiting to be sheared.

You're going to be a wolf.

How?

1. Study economic history and cycles

2. Understand the impact of monetary policy

3. Position yourself to benefit from inevitable trends (AI, decentralization, cybersecurity)

Example: While others panic about inflation, you'll be acquiring hard assets and inflation-resistant investments.

Practical Steps to Secure Your Financial Future

Enough theory. Let's get tactical.

Here's your action plan:

1. Audit Your Finances

- Track every dollar (every cent!) for 30 days

- Identify and eliminate wasteful spending

- Calculate your REAL hourly wage (after taxes and work-related expenses)

Actionable tip: [Set an Aspirational Hourly Rate](https://nav.al/hourly-rate)

As Naval Ravikant said "Before I had any real money and you could hire me, I set an aspirational rate of $*5,000 an hour*."

2. Build Your War Chest

- Pay yourself first

- Save ~30% of your income (no excuses)

- Aim for 6 months of living expenses in cash

- Invest in Yourself (buy books, courses, experiences that build valuable skills)

Actionable tip: Go To a Free Live Event in your area, make connections. "Your Network Is Your Net Worth".

3. Create Your Freedom Fund

- Open a brokerage account

- Invest in a diverse portfolio of stocks, bonds, and alternative assets

- Dollar-cost average into the market (ignore the noise)

Actionable tip: Not financial advice, as always, consult your financial advisor. Use your money wisely.

4. Develop Your Money-Making Machine

- Choose ONE side hustle and commit

- Reinvest all profits for the first year

- Scale ruthlessly (automate, delegate, eliminate)

5. Protect Your Wealth

- Learn about asset protection strategies

- Consider international diversification

- Stay under the radar (be humble with your wealth)

Implementation is key. Knowledge without action is useless.

Set weekly financial goals. Review monthly. Course-correct quarterly.

Your future self will thank you.

The Hard Truth About Your Financial Journey

Let's be crystal f*cking clear:

This won't be easy.

You'll face:

- Setbacks and failures

- Doubts from friends and family

- Temptations to give up and go back to "normal"

IGNORE THEM ALL.

Growth is painful. Change is painful.

But the pain of growth is nothing compared to the pain of regret.

Imagine yourself 10 years from now:

- Scenario A: Still trading time for money, stressed about bills, watching life pass by

- Scenario B: Financially free, choosing your projects, living life on your terms

The choice is yours.

But you have to choose NOW.

Procrastination is worst financial disease of the 21st century.

Your Next Move

You've been given a blueprint of what I've learned. What happens next is on you.

Here's what to do RIGHT NOW:

1. Commit to financial mastery. Write it down. Do Journaling. Call a Friend. Tell someone.

2. Start your financial audit TODAY. No exceptions.

3. Choose your side hustle or investment and take ONE action to start

Actionable tip: Even if it's just brainstorming ideas or continuous learning 5 minutes a day. Just Start.

Remember:

"The best time to plant a tree was 20 years ago. The second best time is now."

Don't let another day pass living in financial ignorance.

The truth about money isn't pretty. But it's the key to your freedom.

Take action now, or accept your fate as a financial slave.

The choice is yours. I hope this helps.

If think is useful, share with your favorite person to help them learn this key lesson to stop being financially f*cked.

Speak Soon,

CC

Balsa 🐇

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Join +15,000 creators unf*ck the Matrix while discovering how deep the rabbit hole goes in work, wealth, and well-being.

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October 27, 2024 | Emanuel Balsa

not a subscriber?

Join +15,000 creators unf*ck the Matrix while discovering how deep the rabbit hole goes in work, wealth, and well-being.

When you join, I'll send you the Acceptance Assessment checklist to reset your mindset about your life.